By engaging with our services, you agree that:
4. CONFIDENTIALITY AND DATA PROTECTION
We are committed to respecting your privacy and ensuring the security of your personal information. All data collected will be handled in compliance with relevant data protection laws (such as the Personal Data Protection Act 2012 of Singapore) and in accordance with our Data Privacy Policy (accessible at https://www.ascendantglobalcreditgroup.com/pdpa). We will not disclose your information to third parties without your consent, except as required by applicable law.
9. DISCLAIMER:
· Ascendant Globalcredit Group operates solely as a business introducer for financial and professional products and services, and is not able to provide advice or recommendations on investment products or life insurance contracts. We are not licensed financial advisors, brokers, or investment managers and are not regulated by the Monetary Authority of Singapore. The information provided on this website is for informational purposes only and should not be considered financial, legal, or professional advice.
· While the above means that we operate within a different set of guidelines, we are committed to maintaining high standards of service and transparency in all of our dealings.
· We strongly recommend that clients seek advice from licensed professionals before making any financial decisions. Ascendant Globalcredit Group does not take responsibility for any financial decisions made based on the information provided on this website or any other communication.
· Ascendant Globalcredit Group may be remunerated by the service or product providers you engage for each referral and may share the referral remuneration with its staff who conduct the referral activity. More information on such remuneration is available on request.
Disclaimers on Mortgage Rates
Interest Rates Are Subject to Change: Mortgage rates are subject to change at any time and without notice. The rates provided are current as of [insert date] and may vary based on market conditions and lender policies.
Eligibility Requirements: The rates quoted may not be available to all borrowers. Actual rates may vary based on individual creditworthiness, loan amount, down payment, and other factors.
Terms and Conditions Apply: Additional fees, points, or closing costs may apply. Please consult with a mortgage specialist for a full understanding of your options.
Loan Approval is Not Guaranteed: Loan approval is subject to credit approval and verification of income, assets, and other factors. Terms and conditions may vary based on lender guidelines.
Estimated Monthly Payments: Any estimated monthly payment amounts provided are for informational purposes only and do not constitute a guarantee. Actual payments may vary based on the final loan terms and conditions.
Not an Offer to Lend: The information presented does not constitute an offer to lend. Rates and terms are subject to change and may require additional documentation.
Consult a Professional: We recommend consulting a financial advisor or mortgage specialist for personalized advice tailored to your specific situation.
Disclaimers on Insurance
Coverage May Vary: Insurance coverage options, limits, and exclusions may vary by state and specific policy. Please refer to your policy documents for details.
Not a Guarantee of Coverage: The information provided is for informational purposes only and does not constitute a guarantee of coverage or a binding contract. Coverage is subject to the terms and conditions of the policy.
Premiums and Terms Subject to Change: Premiums, deductibles, and coverage terms may change based on individual circumstances, underwriting guidelines, and market conditions.
Eligibility Requirements: Not all applicants will qualify for coverage. Eligibility is determined based on underwriting criteria, including but not limited to age, health status, and claims history.
Consult a Professional: We recommend consulting with an insurance professional to understand your coverage options and to select a policy that best fits your needs.
State-Specific Regulations: Insurance products and services may not be available in all states. Please check with a licensed insurance agent for availability in your area.
Not an Offer to Insure: This information does not constitute an offer to provide insurance coverage. Specific terms and conditions apply.
Claims Handling: Claims are subject to the policy’s terms, conditions, and exclusions. Please refer to your policy for details on the claims process.
Disclaimers on Alternative Investments
Investment Risk: Alternative investments carry a higher degree of risk than traditional investments. You may lose some or all of your investment. Past performance is not indicative of future results.
Not Suitable for Everyone: Alternative investments may not be suitable for all investors. It is important to assess your financial situation, risk tolerance, and investment objectives before investing.
Illiquidity: Many alternative investments are illiquid and may require a long-term commitment. You may not be able to access your funds for an extended period.
Limited Transparency: Alternative investments may have less transparency than traditional investments, making it difficult to assess performance or understand the associated risks.
No Guarantees: There are no guarantees of returns on alternative investments. Your actual returns may vary and could be lower than anticipated.
Consult a Financial Advisor: We recommend consulting with a qualified financial advisor or investment professional to determine whether alternative investments are appropriate for your portfolio.
Regulatory Considerations: Alternative investments may be subject to different regulatory requirements than traditional investments. Please ensure you understand the specific regulations that apply to each investment type.
Fees and Expenses: Alternative investments may involve higher fees and expenses compared to traditional investments, which can affect overall returns. Please review the offering documents for a full breakdown of costs.
· Investing involves certain risks, including the potential for loss of the entire investment amount. It’s essential to assess whether these investment opportunities align with your financial objectives and risk appetite, as they may vary in suitability for different individuals.
By using this website, you acknowledge that you have read and understood this disclaimer.
10. CONTACT US
If you have any questions about these Terms and Conditions, please contact us at:
Email: services@ascendantglobalcreditgroup.com
Phone: +65 88248153